Separate wealth is usually lost before trial, inside commingled accounts, incomplete disclosures, and weeks of slow forensic review. Exit Protocol gives clients and counsel a faster way to trace assets, surface contradictions, and organize a defensible evidence file.
Deterministic separation of $500K inheritance from marital liquidity successfully mapped.
High-conflict divorce is an information asymmetry problem. Exit Protocol turns messy financial records into a reviewable strategy file before mediation, discovery, or settlement pressure peaks.
When separate inheritance enters a joint ledger, manual tracing becomes a statistical liability. Our engine enforces strict chronological Lowest Intermediate Balance Rule (LIBR) logic across tens of thousands of transactions instantly, rendering your claim easier for counsel to review and defend.
Expose lifestyle and transfer patterns that do not match stated income. The system highlights suspicious outflows, payment apps, exchange activity, and entity-linked transactions for follow-up.
Cases are often damaged in angry text messages before court begins. The Response Shield converts reactive drafts into Brief, Informative, Friendly, and Firm (BIFF) responses that preserve a calmer evidentiary record.
Most claims weaken when proof arrives late, fragmented, or buried inside ordinary household cash flow.
A $500K inheritance deposited into a joint checking account. Three years of mortgage payments and transfers later — opposing counsel argues it's all community property.
Between filing and trial, $200K vanishes into crypto purchases, luxury goods, and transfers to a "business partner." Manual forensic accounting takes 8 weeks to start.
Opposing counsel argues later deposits "replenished" separate property. Without transaction-level proof, the claim can be weakened before anyone tests the ledger.
A faster first-pass intelligence layer before a full expert engagement becomes necessary.
From raw bank statements to attorney-reviewable forensic intelligence in three steps.
Upload bank statements, brokerage records, and financial affidavits. Our OCR handles scanned PDFs natively.
The engine replays every transaction chronologically, applying the Lowest Intermediate Balance Rule to lock your separate property floor.
Export a SHA-256 referenced report with transaction ledger, methodology notes, and attorney-reviewable assumptions.
See how withdrawals, deposits, and commingling can change a separate-property claim before expert review begins.
The Lowest Intermediate Balance Rule (LIBR) is the legal gold standard for tracing separate property in commingled accounts.
When separate funds (e.g., an inheritance) are deposited into a joint account, and the balance dips below that amount, the court assumes separate funds were spent first. This "drain" is permanent. Subsequent deposits do not restore separate status.
In high-stakes divorce litigation, the burden of proof is on the party claiming separate property. If you cannot trace your funds through a commingled account, the court will presume them to be community property.
LIBR assumes community funds are exhausted before a single dollar of separate property is touched.
Once the balance dips, that portion of your separate claim is gone forever in the eyes of the court.
"Select a scenario to analyze the LIBR impact on your separate property claim."
No credit card required. Attorney-review PDF summary.
A structured forensic brief with methodology, exhibits, calculations, and integrity references organized for legal review.
Move faster than manual spreadsheet tracing. Build a private forensic dossier your attorney can review before mediation, discovery, or settlement pressure peaks.
No credit card required · AES-256 encrypted · SHA-256 verified evidence chain